LONDON, 09 October 2024 – OneBefore, the MGA specialising in accident, absence, health, and travel insurance, today announced the launch of Income Interruption, an insurance product covering people against loss of income as a result of sickness or accident.
Developed in collaboration with Superscript, the digital insurance broker, this new offering provides comprehensive accident and health insurance coverage tailored for SMEs, contractors, and self-employed individuals.
The product's flexible design includes sickness cover that can be hard to find elsewhere, allowing policyholders to customise their coverage level and duration. Key benefits include:
- Weekly payments during illness.
- Lump-sum payouts for permanent disability or death.
- Daily benefits while hospitalised.
This provides a strong financial safety net against various health-related risks.
Vered Lobel, CEO of OneBefore, said: “Income Interruption fills a critical market gap, offering flexible income interruption coverage for SMEs and sole traders, who are the backbone of UK commerce. An easy-to-use pricing model eliminates the need for detailed demographic information, ensuring affordability and accessibility.
“This new offering exemplifies our commitment to develop customer-centric insurance solutions that are comprehensive, accessible, and fairly priced. We're confident Income Interruption will transform how small businesses protect their employees financial well-being."
Chris Barclay, Chief Commercial Officer, at Superscript said: "As a digital insurance broker we serve all types of business at different stages of growth.
“Our collaboration with OneBefore opens our platform and insurance policies to even more SME owners in need of cover.
The creation of Income Interruption with OneBefore provides smarter cover for businesses, building on the many ways we already help protect them from risk – offering customers peace of mind for the unpredictable.
Our Accident and Sickness policy is the perfect complement to OneBefore’s Income interruption product, allowing business owners more access to cover they need for peace of mind.
Superscript is always looking for the right partnerships to develop solutions that truly benefit our customers and expand the reach of the services we provide.”
OneBefore is supported by Mission Underwriters and backed by long-term capacity via Accelerant.
Media contact
Victoria Sisson, Omnia Partners
07941 294872 / victoria.sisson@weareomniapartners.com
About OneBefore
OneBefore is an underwriter-led Managing General Agent specialising in accident, absence, supplementary health and travel insurance for UK residents. Established with the distinct objective of seamlessly bringing together forward-looking distribution partners with effective underwriters, OneBefore offers modern, simple, and meaningful insurance solutions for insureds. Powered by experienced professionals with a commitment to excellence, OneBefore aims to set new industry standards and establish itself as a trusted partner in risk management and financial security.
Superscript is a property, casualty and specialty lines insurance broker for small businesses, landlords, high-growth tech firms and digital asset businesses. Superscript offers advisory and broking services alongside a fully self-serve online platform where customers can buy and manage their insurance in a matter of minutes.
It is the first UK-based insurtech to become a Lloyd’s of London broker and is dual-regulated across Europe with a growing global footprint. Proprietary machine-learning technology and a unique multi-carrier model streamlines service and delivery, regardless of risk complexity, geography or industry.
A proud Certified B CorpTM, Superscript is working towards building a better world benefitting people, communities, and the planet.
